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			<title><![CDATA[文章分類: 破產 (債務重組IVA, 債務舒緩DRP, 破產網誌)]]></title>
	<description><![CDATA[破產]]></description>
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	<title><![CDATA[文章分類: 破產 (債務重組IVA, 債務舒緩DRP, 破產網誌)]]></title>
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<title><![CDATA[破產期間沒有呈交周年收入說明書]]></title>

	<description><![CDATA[<p><font size="2">根據《破產條例》(香港法例第6章)條43A，<u>沒有呈交周年收入說明書</u>最高可判處監禁六個月。</font></p><p><font size="2">任何破產人在未獲解除破產時，必須每年向受託人呈交一份說明書，說明他在上一年度的入息與在該段期間取得任何財產的詳細資料，若不遵守本條規定，即屬犯罪，可判處監禁。</font></p><p><font size="2"><a href="http://www.oro.gov.hk/cht/publications/bankguide.htm#07">http://www.oro.gov.hk/cht/publications/bankguide.htm#07</a></font></p><p><font size="2"></font></p><script type="text/javascript">google_ad_client = "pub-3800393305864515";
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		<category><![CDATA[破產]]></category>

<pubDate>Sun, 29 Mar 2009 21:05:49 +0800</pubDate>

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<title><![CDATA[成功申請左破產後會否難找工?]]></title>

	<description><![CDATA[<p><font size="2">有破產記錄是不能擔當警察(紀律部隊)等、銀行、證券、地產代理、律師、 專業人仕。普通工作如文員等，僱主是不會知邊閣下曾有破產記錄的。</font></p><script type="text/javascript">















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<dc:creator><![CDATA[for_ewing29]]></dc:creator>

		<category><![CDATA[破產]]></category>

<pubDate>Sat, 28 Mar 2009 01:04:32 +0800</pubDate>

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<title><![CDATA[有破產令 物業無法成交]]></title>

	<description><![CDATA[<p><strong><font size="2">問：如果物業在完成交易前，賣方被法庭頒佈破產令，法庭會將物業判給物業買方還是債權人？一般申請破產需時多久？</font></strong></p><p><font size="2">答：根據《破產條例》，破產令一經發出，破產人即無權處理其擁有的任何資產，儘管他在破產令頒發之前已簽署其物業的買賣合約，交易亦無法完成，而買家所付定金亦無法討回，因法例規定，申索權可追索至遞交破產呈請書該日起計。</font></p><p><font size="2">法庭在頒佈破產令的同時，亦會委任委託人處理及接管破產人的資產和收入，如業主所持有的物業還有未償還的按揭，在出售破產人物業之後，除政府稅項外，銀行有優先獲償還的權利，其他的債權人次之。由債權人提出的破產呈請，一般需時兩個月，如債務人自行申請，時間可能更長。</font></p><script type="text/javascript">




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<dc:creator><![CDATA[for_ewing29]]></dc:creator>

		<category><![CDATA[破產]]></category>

<pubDate>Thu, 05 Feb 2009 07:42:39 +0800</pubDate>

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<title><![CDATA[申請破產中還被債權人追數,應怎樣辦?]]></title>

	<description><![CDATA[<p><font size="2">只要將您的有關破產文件FAX比你的債權人, 証明你已經申請破產便可以了, 可能有些債權人還沒有更新你現時已在申請破產中, 不用擔心。</font></p><script type="text/javascript">










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<dc:creator><![CDATA[for_ewing29]]></dc:creator>

		<category><![CDATA[破產]]></category>

<pubDate>Thu, 20 Nov 2008 14:14:37 +0800</pubDate>

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<title><![CDATA[破產令發出後，可以買電單車嗎?]]></title>

	<description><![CDATA[<p><font size="2">是不可以買的, 因為你每年都要向破產官申報你的收入、支出, 若果買電單車, 這便是你的資產, 是額外的開支。</font></p><script type="text/javascript">








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<dc:creator><![CDATA[for_ewing29]]></dc:creator>

		<category><![CDATA[破產]]></category>

<pubDate>Sat, 01 Nov 2008 15:03:41 +0800</pubDate>

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<title><![CDATA[如曾經破產, 四年破產令完後, 財務公司會否再借錢給這個人? ]]></title>

	<description><![CDATA[<p>一般曾破產都很難再能借錢，因為銀行或財務公司會翻查你的信貸記錄，如閣下曾破產，相信能借錢的機會很低。</p><p><script type="text/javascript">







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<dc:creator><![CDATA[for_ewing29]]></dc:creator>

		<category><![CDATA[破產]]></category>

<pubDate>Tue, 12 Aug 2008 21:20:19 +0800</pubDate>

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<title><![CDATA[破產後, 聯名樓會否轉移到破產管理署?]]></title>

	<description><![CDATA[<p>如兩人各佔一半,破產者會歸破產管理處佔50%, 另一半佔50%</p><p><script type="text/javascript">






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<dc:creator><![CDATA[for_ewing29]]></dc:creator>

		<category><![CDATA[破產]]></category>

<pubDate>Fri, 08 Aug 2008 15:58:26 +0800</pubDate>

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<title><![CDATA[債務重組iva在供款中, 如失業沒有能力供款, 怎麼辨?]]></title>

	<description><![CDATA[<p><font size="2">可通知你的代名人關於你失業的情況, 他們會代您做一份consent與你的債權人商討是否可以暫時停止供款, 代您找到新工作後才繼續供款。</font></p><p><font size="2">當然您必須盡快找一份新工, 如您的債權人要求你立即終止您的iva申請, 便會要求你盡快找清全數, 到最後都是只有破產。</font></p><p>&nbsp;</p><script type="text/javascript">















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<dc:creator><![CDATA[for_ewing29]]></dc:creator>

		<category><![CDATA[破產]]></category>

<pubDate>Sun, 27 Jul 2008 22:57:10 +0800</pubDate>

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<title><![CDATA[破產人獲解除破產後是否仍須償還債項？]]></title>

	<description><![CDATA[<p><font size="2">是, 破產人獲解除破產後，便可獲免除所有可予證明的債項，但不包括以欺詐方法招致的債項、因觸犯法例而被判處的罰款和導致任何人身體受傷而須作出的賠償等。</font><p>&nbsp;</p><script type="text/javascript">














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<dc:creator><![CDATA[for_ewing29]]></dc:creator>

		<category><![CDATA[破產]]></category>

<pubDate>Sat, 26 Jul 2008 11:57:39 +0800</pubDate>

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<title><![CDATA[破產人何時可以解除破產？是否設有最短時限？]]></title>

	<description><![CDATA[<p><font size="2">破產人若以前從未有被裁定過破產而能遵照《破產條例》的規定和條件，以及債權人和受託人都沒有提出反對，便會在破產令頒布當日起計算的4年後自動獲得解除破產。如果他／她以前曾被裁定過破產，有關的限期則是5年。 </font></p><p><font size="2"><br /> </font></p><script type="text/javascript">














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<dc:creator><![CDATA[for_ewing29]]></dc:creator>

		<category><![CDATA[破產]]></category>

<pubDate>Sat, 26 Jul 2008 11:56:07 +0800</pubDate>

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<title><![CDATA[受託人會否通知破產人的僱主？ ]]></title>

	<description><![CDATA[<p><font size="2">如果破產人在私營機構工作，受託人不會接觸其僱主，除非受託人在調查和評估過程中認為有此需要。</font></p><p><font size="2">如果破產人是公務員，根據《公務員事務規例》第459條，破產管理署署長必須通知破產人所屬部門的部門主任秘書、公務員事務局和庫務署。 <br /><br /></font></p><script type="text/javascript">












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		<category><![CDATA[破產]]></category>

<pubDate>Sat, 26 Jul 2008 11:51:36 +0800</pubDate>

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<title><![CDATA[破產人可否乘搭的士？]]></title>

	<description><![CDATA[<p><script type="text/javascript">




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google_ad_height = 15;</script><font size="2">如有充份理由乘站的士, 如因病需要立即前往醫院。否則在一般情況下都是不能夠搭的士。<p>&nbsp;</p><script type="text/javascript" src="http://pagead2.googlesyndication.com/pagead/show_ads.js"></script> </font></p><p><font size="2"></font></p>]]></description>

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		<category><![CDATA[破產]]></category>

<pubDate>Mon, 21 Jul 2008 19:46:35 +0800</pubDate>

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<title><![CDATA[破產人的家庭成員是否需要承擔破產人的債項？]]></title>

	<description><![CDATA[<p><font size="2">沒有需要。</font> </p><p>&nbsp;</p><script type="text/javascript">




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		<category><![CDATA[破產]]></category>

<pubDate>Sun, 20 Jul 2008 20:14:54 +0800</pubDate>

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<title><![CDATA[債務人作出破產呈請後可否取得貸款？ ]]></title>

	<description><![CDATA[<p><font size="2">破產後，債務人不應該作進一步貸款。 </font></p><p><font size="2"><br /> </font></p><script type="text/javascript">



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<dc:creator><![CDATA[for_ewing29]]></dc:creator>

		<category><![CDATA[破產]]></category>

<pubDate>Sat, 19 Jul 2008 20:12:07 +0800</pubDate>

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<item>
<title><![CDATA[破產不能從事什麼工作?]]></title>

	<description><![CDATA[<font size="2">破產是不可以從事會計師、律師、核數師、保險代理、地產代理或在銀行工作, 這些都是破產不能做的工作。</font> <p>&nbsp;</p><script type="text/javascript">




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<dc:creator><![CDATA[for_ewing29]]></dc:creator>

		<category><![CDATA[破產]]></category>

<pubDate>Sat, 19 Jul 2008 18:23:10 +0800</pubDate>

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